Company patents

EQUIFAX INC.

EQUIFAX INC.'s patent strategy reveals a surprising recent surge in security-related innovations, with Computer Security and Network Security & Access Control experiencing dramatic year-over-year growth of +111.1% and +112.5% respectively in 2025, despite a general decline in patenting activity across most categories so far in 2026. This indicates a strong, albeit recent, emerging focus on bolstering its security posture, contrasting with a shifting priority away from Business Methods & Fintech, which saw a -33.3% decline in 2025 and only 2 patents so far in 2026.

Patent Trend by Technology Area

Yearly patent publications since 2023

Product themes

Product-level themes inferred from filings since 2023, with category chips showing where each theme appears. Select a theme to filter the patents below.

167 US filings (since 2023) · 12 categories · 18 themes

Access Control & Identity Management

Systems and methods for authenticating users, devices, or applications, authorizing their access to resources based on policies, and managing digital identities across various platforms.

Network Security & Access ControlComputer SecurityWeb & Cloud Service Protocols
Who else files here? →
56since 2023
+69.2%YoY
AI/ML for Cryptographic Security

Applying artificial intelligence and machine learning techniques to enhance cryptographic systems, such as generating encryption models, improving zero-trust architectures, or enabling privacy-preserving computations like federated learning.

Computer Security
Who else files here? →
39since 2023
+44.4%YoY
ML-driven Decision Support

Application of machine learning models to process complex data and generate actionable insights, predictions, or classifications that inform or automate decision-making processes in various domains like healthcare, business, or industrial control.

Pattern Recognition & ML Models
Who else files here? →
28since 2023
+25.0%YoY
Granular Data Encryption & Access Control

Systems and methods for encrypting data at a fine-grained level (e.g., per data unit or based on sensitivity) and controlling access to it, often involving delegated authorization, contextual policies, or secure data sharing.

Cryptographic Mechanisms
Who else files here? →
28since 2023
+66.7%YoY
Secure Data Sharing & Rights Management

Mechanisms to facilitate the secure exchange of data between different entities or systems while enforcing usage policies, managing digital content rights, and ensuring data consistency during replication or transfer.

Computer Security
Who else files here? →
20since 2023
+80.0%YoY
Secure Data Storage & Provenance

Techniques for protecting data at rest or in backup, ensuring its integrity, confidentiality, and verifiable origin, often involving encryption, unique identifiers, or secure repositories.

Computer SecurityNetwork Security & Access Control
Who else files here? →
14since 2023
+25.0%YoY
Network Data Management

Systems and methods for collecting, processing, and ensuring the quality and consistency of data used for network monitoring, asset management, and operational decision-making, including conflict detection and reliability scoring.

Network Management & Monitoring
Who else files here? →
12since 2023
+200.0%YoY
AI for Medical Diagnostics

Utilizing machine learning, particularly deep learning, to analyze medical data such as images, sensor readings, or physiological signals for disease prediction, diagnosis, or treatment assessment.

Machine Learning & AI
Who else files here? →
12since 2023
+100.0%YoY
Automated Transaction Systems

Systems designed to streamline and automate various commercial transactions, including mobile-enhanced processes, secure online checkouts, customer service interactions, and privilege issuance, often leveraging digital authentication.

Business Methods & Fintech
Who else files here? →
12since 2023
-60.0%YoY
Personalized Recommendations

Systems that use user data, preferences, and machine learning to generate tailored advice, product recommendations, goal-setting plans, or contextual information for individuals across different domains.

Business Methods & Fintech
Who else files here? →
8since 2023
+50.0%YoY
Intelligent Decision Support

Systems that process data to provide personalized recommendations, predict events, or automate decision-making processes based on learned patterns, user behavior, or environmental factors.

Databases & Information Retrieval
Who else files here? →
8since 2023
+50.0%YoY
Specialized Data Integration

Methods and systems for integrating, transforming, and managing complex or domain-specific data from disparate sources into a unified structure, often for specific applications like social networks, genomics, or business forms.

Databases & Information Retrieval
Who else files here? →
6since 2023
+100.0%YoY
Large Model Text Generation

Techniques for generating human-like text or other content using large pre-trained models, often involving prompt engineering, speculative decoding, or multi-modal inputs for content creation.

Natural Language Processing
Who else files here? →
3since 2023
new
Quantum Machine Learning

Developing and applying machine learning algorithms that leverage quantum computing principles, such as quantum circuits or autoencoders, for tasks like simulation or data processing.

Machine Learning & AI
Who else files here? →
3since 2023
-50.0%YoY
Document & Information Extraction

Methods and systems for identifying, extracting, and structuring specific entities, relationships, or insights from text-based documents, often involving techniques like named entity recognition, relation extraction, or summarization.

Natural Language Processing
Who else files here? →
3since 2023
new
Blockchain for Secure Transactions & Identity

Focuses on using distributed ledger technology (DLT) like blockchain to secure financial transactions, manage digital identities, or ensure data integrity and traceability across various applications.

Cryptographic Mechanisms
Who else files here? →
2since 2023
new
Context-Aware Conversational AI

AI systems designed to engage in natural language dialogue, maintain conversation state, understand user intent, and generate relevant responses, often across multiple communication channels or modalities.

Natural Language Processing
Who else files here? →
1since 2023
new
MLOps & Model Deployment

Systems and methods for automating the lifecycle of machine learning models, including pipeline deployment, model management, versioning, and configuring for different inference environments.

Machine Learning & AI
Who else files here? →
1since 2023
n/a

Patents

Showing 331-340 of 343

Page 34 of 35
US 8108301 B2GRANTED
G06Q40/00

Application processing and decision systems and processes

Filed:2008-10-24Pub:2012-01-31
Applicant:Sandeep Gupta

The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface. Furthermore, the method includes receiving a selection of rule flow information associated with the plurality of decision rules through the user computer interface; generating a plurality of decision rules based at least in part on the information associated with the applicant, based at least in part on the information associated with the applicant from at least one data source, and based at least in part on the selection of information associated with a plurality of decision rules, wherein an outcome associated with the at least one decision rule can be obtained; and based in part on at least the rule flow information, displaying at least a portion of the plurality of decision rules through the user computer interface.