Company patents

Capital One Services, LLC

Capital One Services, LLC's patent strategy shows a surprising shift, with significant year-over-year declines across nearly all categories in 2025 and so far in 2026, despite a strong focus on Business Methods & Fintech (39.4% of portfolio) and Machine Learning & AI (22.3%). While Cryptographic Mechanisms saw rapid growth of +53.7% in 2024, it subsequently experienced a -29.4% decline in 2025, indicating a potential re-evaluation of priorities across its entire technology portfolio.

Patent Trend by Technology Area

Yearly patent publications since 2023

Product themes

Product-level themes inferred from filings since 2023, with category chips showing where each theme appears. Select a theme to filter the patents below.

7,420 US filings (since 2023) · 12 categories · 49 themes

Automated Transaction Systems

Systems designed to streamline and automate various commercial transactions, including mobile-enhanced processes, secure online checkouts, customer service interactions, and privilege issuance, often leveraging digital authentication.

Business Methods & Fintech
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1,623since 2023
-38.9%YoY
Access Control & Identity Management

Systems and methods for authenticating users, devices, or applications, authorizing their access to resources based on policies, and managing digital identities across various platforms.

Network Security & Access ControlComputer SecurityWeb & Cloud Service Protocols
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1,122since 2023
-21.0%YoY
Granular Data Encryption & Access Control

Systems and methods for encrypting data at a fine-grained level (e.g., per data unit or based on sensitivity) and controlling access to it, often involving delegated authorization, contextual policies, or secure data sharing.

Cryptographic Mechanisms
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639since 2023
+1.9%YoY
Personalized Recommendations

Systems that use user data, preferences, and machine learning to generate tailored advice, product recommendations, goal-setting plans, or contextual information for individuals across different domains.

Business Methods & Fintech
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399since 2023
-26.2%YoY
Distributed Cloud/Edge Processing

Techniques for distributing computational tasks, data storage, and service logic across cloud data centers, edge devices, and user equipment to improve performance, resilience, or resource utilization. This includes architectures for split rendering, decentralized ledgers, and microservices.

Web & Cloud Service Protocols
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311since 2023
-9.2%YoY
Intelligent Decision Support

Systems that process data to provide personalized recommendations, predict events, or automate decision-making processes based on learned patterns, user behavior, or environmental factors.

Databases & Information Retrieval
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302since 2023
-30.0%YoY
Secure Data Sharing & Rights Management

Mechanisms to facilitate the secure exchange of data between different entities or systems while enforcing usage policies, managing digital content rights, and ensuring data consistency during replication or transfer.

Computer Security
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299since 2023
-10.4%YoY
Specialized Data Integration

Methods and systems for integrating, transforming, and managing complex or domain-specific data from disparate sources into a unified structure, often for specific applications like social networks, genomics, or business forms.

Databases & Information Retrieval
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285since 2023
-15.6%YoY
Smart Card Component Integration

Focuses on the physical construction and integration of electronic components, such as antennas, IC chips, and display elements, into smart cards or secure documents, often involving multi-layer structures and specialized materials.

Data Recognition (Barcodes, OCR)
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285since 2023
-56.6%YoY
Physical Item Tracking & Management

Systems and methods for uniquely identifying, tracking, and managing physical items using scannable codes (barcodes, QR codes) or wireless tags (RFID, IoT devices) to link physical objects to digital information, inventory, or services.

Data Recognition (Barcodes, OCR)
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272since 2023
-31.2%YoY
AI/ML for Cryptographic Security

Applying artificial intelligence and machine learning techniques to enhance cryptographic systems, such as generating encryption models, improving zero-trust architectures, or enabling privacy-preserving computations like federated learning.

Computer SecurityCryptographic Mechanisms
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252since 2023
-5.6%YoY
Compliance & Transaction Validation

Systems and methods designed to ensure adherence to regulatory rules, corporate policies, or contractual agreements, often involving automated validation of electronic transactions, smart contract enforcement, or API governance.

Operating Systems & Program Control
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227since 2023
-38.8%YoY
AI Information Synthesis

Systems and methods utilizing artificial intelligence, particularly large language models and neural networks, to extract, summarize, generate, or categorize information from unstructured or semi-structured data sources.

Databases & Information Retrieval
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225since 2023
+11.6%YoY
Digital Asset Management

Technologies for securing, managing, and transacting with virtual currencies, non-fungible tokens (NFTs), and other blockchain-based digital assets, including hardware wallets and tokenization schemes for various purposes.

Business Methods & Fintech
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206since 2023
-34.9%YoY
Blockchain for Secure Transactions & Identity

Focuses on using distributed ledger technology (DLT) like blockchain to secure financial transactions, manage digital identities, or ensure data integrity and traceability across various applications.

Cryptographic Mechanisms
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173since 2023
-33.8%YoY
Automated Visual Inspection

Systems that employ imaging and image processing to automatically detect defects, verify states, or ensure quality control in manufactured goods, printed materials, or industrial processes.

Data Recognition (Barcodes, OCR)
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172since 2023
-7.1%YoY
Document & Information Extraction

Methods and systems for identifying, extracting, and structuring specific entities, relationships, or insights from text-based documents, often involving techniques like named entity recognition, relation extraction, or summarization.

Natural Language Processing
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171since 2023
-8.3%YoY
Context-Aware Conversational AI

AI systems designed to engage in natural language dialogue, maintain conversation state, understand user intent, and generate relevant responses, often across multiple communication channels or modalities.

Natural Language Processing
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165since 2023
-7.0%YoY
Large Model Text Generation

Techniques for generating human-like text or other content using large pre-trained models, often involving prompt engineering, speculative decoding, or multi-modal inputs for content creation.

Machine Learning & AINatural Language Processing
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146since 2023
+40.0%YoY
Network Intrusion Detection

Systems and methods for identifying and blocking unauthorized access, malicious activities, or abnormal behavior within a network by analyzing traffic, system logs, or behavioral patterns.

Network Security & Access Control
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141since 2023
-35.3%YoY
Secure Data Storage & Provenance

Techniques for protecting data at rest or in backup, ensuring its integrity, confidentiality, and verifiable origin, often involving encryption, unique identifiers, or secure repositories.

Computer SecurityNetwork Security & Access Control
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132since 2023
-11.1%YoY
System Resource & Power Optimization

Methods and systems for efficiently allocating computing resources, balancing workloads, and managing power states to improve performance, reduce energy consumption, or enhance reliability in computing platforms.

Operating Systems & Program Control
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127since 2023
-10.5%YoY
Cloud Security Posture Management

Tools and processes for assessing, monitoring, and improving the security configuration and external accessibility of resources deployed within cloud computing environments.

Network Security & Access Control
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115since 2023
-13.2%YoY
Location-Aware Mobile Services

Mobile applications and systems leveraging wireless communication and location data (e.g., GPS, RFID, geo-fencing) to provide context-specific services, transactions, or user interactions.

Wireless Networks
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107since 2023
-13.3%YoY
Data Integration & Content Delivery Platforms

Platforms and methods for aggregating data from diverse sources, generating dynamic content, and delivering it efficiently to users, often involving social media, programmatic advertising, or interactive experiences within cloud environments.

Web & Cloud Service Protocols
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101since 2023
0.0%YoY
Video Quality & Encoding Optimization

Methods and apparatus for improving the visual fidelity, resolution, or compression efficiency of video signals, often through advanced processing, up-scaling, or neural network-based filters.

Computer Vision
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95since 2023
-23.3%YoY
Generative AI for Images

Techniques utilizing deep learning models like Generative Adversarial Networks (GANs) or diffusion models to create new images, modify existing ones, or generate synthetic data based on various inputs or conditions.

Computer Vision
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88since 2023
+16.0%YoY
Network Operations, Reliability & Traffic

Techniques and systems designed to monitor network health, diagnose issues, optimize traffic flow, and ensure continuous operation and reduced downtime in complex network environments, including cloud and storage area networks.

Web & Cloud Service Protocols
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75since 2023
-38.5%YoY
MLOps & Model Deployment

Systems and methods for automating the lifecycle of machine learning models, including pipeline deployment, model management, versioning, and configuring for different inference environments.

Machine Learning & AI
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62since 2023
+21.4%YoY
Workflow Automation & Orchestration

Systems and methods for automating multi-step tasks, business processes, or service interactions, often involving AI agents, programmable interfaces, or formal orchestration languages to streamline operations.

Operating Systems & Program Control
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59since 2023
+57.1%YoY
AI for Medical Diagnostics

Utilizing machine learning, particularly deep learning, to analyze medical data such as images, sensor readings, or physiological signals for disease prediction, diagnosis, or treatment assessment.

Machine Learning & AIComputer Vision
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55since 2023
-37.5%YoY
Federated & Distributed ML

Methods for training machine learning models across multiple decentralized devices or servers while keeping data localized, often involving aggregation of model parameters and secure communication.

Machine Learning & AI
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47since 2023
-16.7%YoY
Hardware-Assisted Cryptographic Operationsfiltered

Utilizing dedicated hardware components, secure enclaves, or trusted execution environments to perform cryptographic operations, enhancing security, performance, or isolation from software vulnerabilities.

Cryptographic Mechanisms
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37since 2023
+33.3%YoY
Multimodal Data Fusion

Techniques for combining and analyzing information from multiple distinct data modalities (e.g., text, image, video, audio, sensor data) to derive richer insights or improve system performance and decision-making.

Machine Learning & AIDatabases & Information RetrievalNatural Language Processing
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32since 2023
-18.2%YoY
Virtualization & Secure Remote Access

Technologies enabling the creation and management of virtual computing environments, including virtual machines and virtual desktops, with an emphasis on secure and efficient remote access, updates, and performance.

Operating Systems & Program Control
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31since 2023
+71.4%YoY
Cloud-Native & Microservice Management

Technologies for deploying, managing, and governing applications and services in cloud environments, particularly focusing on containerization, microservice architectures, API gateways, and distributed data management.

Operating Systems & Program Control
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30since 2023
-10.0%YoY
IoT Device & Network Management

Methods and systems for monitoring, controlling, and managing Internet of Things (IoT) devices and their communication networks, often involving adaptive or intelligent frameworks for data acquisition, relay, and automation.

Web & Cloud Service Protocols
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24since 2023
-81.8%YoY
Secure Key Management & Rotation

Methods and systems for generating, distributing, updating, rotating, and securely destroying cryptographic keys to maintain data confidentiality and integrity over time, including quantum key distribution.

Cryptographic Mechanisms
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23since 2023
+120.0%YoY
Vision-Based Object & Pose Estimation

Methods and apparatus for detecting objects and determining their three-dimensional position and orientation (pose) using imagery or point cloud data, often for navigation, surveying, or environmental understanding.

Computer Vision
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18since 2023
-85.7%YoY
Image Quality Control & Calibration

Systems and methods for maintaining and improving the quality of printed images, encompassing adjustments to developing bias based on environmental conditions, paper characteristic detection, and color profile generation.

Data Recognition (Barcodes, OCR)
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17since 2023
-16.7%YoY
Specialized Neural Network Architectures

Development and optimization of novel neural network layers or architectures specifically designed to improve performance or efficiency for computer vision tasks.

Computer Vision
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15since 2023
0.0%YoY
Emergency & Safety Communication Systems

Technologies for transmitting critical alerts and information during emergencies, often involving wireless networks, specialized devices, and protocols to ensure timely and targeted communication to users or emergency services.

Wireless Networks
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12since 2023
0.0%YoY
Multi-modal Sensor Fusion

Techniques for combining data from disparate sensor types (e.g., cameras, radar, mobile device signals) to achieve a more robust and comprehensive understanding of an environment or subject, often leveraging machine learning for interpretation and correlation.

Computer Vision
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10since 2023
-50.0%YoY
Secure Communication Protocols

Technologies for establishing and maintaining secure communication channels between devices or networks, often employing encryption, secure protocols, or virtual private networks (VPNs).

Network Security & Access Control
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9since 2023
+100.0%YoY
AI/ML Hardware Acceleration

Specialized hardware, architectural designs, and computational methods to improve the speed, efficiency, and security of artificial intelligence and machine learning model execution, particularly for inference and data processing.

Machine Learning & AI
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7since 2023
0.0%YoY
Sensor-based Environment Perception

Techniques and hardware for autonomous systems to gather and interpret data about their surroundings, including obstacle detection, object recognition, and depth estimation, to inform control decisions.

Computer Vision
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6since 2023
+100.0%YoY
Quantum Machine Learning

Developing and applying machine learning algorithms that leverage quantum computing principles, such as quantum circuits or autoencoders, for tasks like simulation or data processing.

Machine Learning & AI
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5since 2023
+100.0%YoY
Geospatial Intelligence

Technologies that process, analyze, and leverage geographic information system (GIS) data, location data, and spatial analytics for applications such as monitoring, navigation, and environmental assessment.

Databases & Information Retrieval
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2since 2023
n/a
Advanced RF & Beam Management

Techniques and hardware architectures for optimizing the radio frequency (RF) front-end, antenna systems, and beamforming strategies in wireless networks to improve signal quality, capacity, and interference mitigation.

Wireless Networks
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2since 2023
n/a

Patents

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