Company patents

Charles Schwab & Co., Inc.

Charles Schwab & Co., Inc. demonstrates a surprising patent strategy heavily focused on foundational computing technologies, with Databases & Information Retrieval (29.7% of portfolio) and Network Security & Access Control (21.4%) being significant areas, rather than solely fintech-specific innovations. While Business Methods & Fintech remains its largest category at 32.4%, the rapid growth in areas like Databases & Information Retrieval (YoY +900.0% in 2024) and Machine Learning & AI (YoY +133.3% in 2024) suggests an emerging focus on underlying technological infrastructure, though patent filings across most categories show a decline so far in 2026, which is partial data.

Patent Trend by Technology Area

Yearly patent publications since 2023

Product themes

Product-level themes inferred from filings since 2023, with category chips showing where each theme appears. Select a theme to filter the patents below.

145 US filings (since 2023) · 12 categories · 20 themes

Access Control & Identity Management

Systems and methods for authenticating users, devices, or applications, authorizing their access to resources based on policies, and managing digital identities across various platforms.

Network Security & Access ControlComputer SecurityWeb & Cloud Service Protocols
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22since 2023
+66.7%YoY
Network Intrusion Detection

Systems and methods for identifying and blocking unauthorized access, malicious activities, or abnormal behavior within a network by analyzing traffic, system logs, or behavioral patterns.

Network Security & Access Control
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16since 2023
+75.0%YoY
Personalized Recommendations

Systems that use user data, preferences, and machine learning to generate tailored advice, product recommendations, goal-setting plans, or contextual information for individuals across different domains.

Business Methods & Fintech
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11since 2023
-50.0%YoY
Secure & Context-Aware Messaging

Methods and systems for enhancing the security and privacy of electronic messages, often by integrating contextual data such as location, social network graphs, or user authentication levels to control access, filter content, or enable specific group interactions.

Messaging & Email
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9since 2023
-75.0%YoY
Collaborative User Experiences

User interface designs and systems that enable multiple users to interact with shared content, provide feedback, or coordinate activities, often across different devices or locations.

Input/Output & User Interfaces
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8since 2023
-25.0%YoY
Automated Transaction Systems

Systems designed to streamline and automate various commercial transactions, including mobile-enhanced processes, secure online checkouts, customer service interactions, and privilege issuance, often leveraging digital authentication.

Business Methods & Fintech
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6since 2023
-33.3%YoY
Data Integration & Content Delivery Platforms

Platforms and methods for aggregating data from diverse sources, generating dynamic content, and delivering it efficiently to users, often involving social media, programmatic advertising, or interactive experiences within cloud environments.

Web & Cloud Service Protocols
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6since 2023
0.0%YoY
Intelligent Decision Support

Systems that process data to provide personalized recommendations, predict events, or automate decision-making processes based on learned patterns, user behavior, or environmental factors.

Databases & Information Retrieval
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5since 2023
0.0%YoY
AI Information Synthesis

Systems and methods utilizing artificial intelligence, particularly large language models and neural networks, to extract, summarize, generate, or categorize information from unstructured or semi-structured data sources.

Databases & Information Retrieval
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4since 2023
+200.0%YoY
Interactive 3D Data Visualization

Methods and systems for displaying complex data in three-dimensional graphical formats, allowing users to manipulate, explore, and derive insights from the data through interactive controls.

Input/Output & User Interfaces
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4since 2023
new
Video Quality & Encoding Optimization

Methods and apparatus for improving the visual fidelity, resolution, or compression efficiency of video signals, often through advanced processing, up-scaling, or neural network-based filters.

Computer Vision
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4since 2023
new
Real-time Graphics Rendering

Techniques and hardware architectures designed to efficiently generate and display complex 3D graphics, particularly for interactive applications like virtual reality, focusing on speed and visual quality.

Image Processing
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4since 2023
new
Document & Information Extraction

Methods and systems for identifying, extracting, and structuring specific entities, relationships, or insights from text-based documents, often involving techniques like named entity recognition, relation extraction, or summarization.

Natural Language Processing
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3since 2023
+100.0%YoY
Specialized Data Integrationfiltered

Methods and systems for integrating, transforming, and managing complex or domain-specific data from disparate sources into a unified structure, often for specific applications like social networks, genomics, or business forms.

Databases & Information Retrieval
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3since 2023
-50.0%YoY
Secure Communication Protocols

Technologies for establishing and maintaining secure communication channels between devices or networks, often employing encryption, secure protocols, or virtual private networks (VPNs).

Network Security & Access Control
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3since 2023
-50.0%YoY
AI for Medical Diagnostics

Utilizing machine learning, particularly deep learning, to analyze medical data such as images, sensor readings, or physiological signals for disease prediction, diagnosis, or treatment assessment.

Machine Learning & AI
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3since 2023
-50.0%YoY
System Resource & Power Optimization

Methods and systems for efficiently allocating computing resources, balancing workloads, and managing power states to improve performance, reduce energy consumption, or enhance reliability in computing platforms.

Operating Systems & Program Control
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2since 2023
+100.0%YoY
Secure Data Storage & Provenance

Techniques for protecting data at rest or in backup, ensuring its integrity, confidentiality, and verifiable origin, often involving encryption, unique identifiers, or secure repositories.

Computer Security
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2since 2023
+100.0%YoY
MLOps & Model Deployment

Systems and methods for automating the lifecycle of machine learning models, including pipeline deployment, model management, versioning, and configuring for different inference environments.

Machine Learning & AI
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1since 2023
new
Context-Aware Conversational AI

AI systems designed to engage in natural language dialogue, maintain conversation state, understand user intent, and generate relevant responses, often across multiple communication channels or modalities.

Natural Language Processing
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1since 2023
new

Patents

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