Company patents
Plaid Inc.
Plaid Inc.'s patent strategy, while heavily focused on its core "Business Methods & Fintech" (54.4% of portfolio), shows a surprising and rapid emerging interest in "Operating Systems & Program Control" and "Input/Output & User Interfaces," both growing over 130% YoY in 2025, suggesting a deeper dive into underlying system and user interaction technologies beyond pure financial methods. Conversely, despite its importance, "Cryptographic Mechanisms" has seen a consistent decline, dropping 25% in 2024 and 33.3% in 2025, indicating a shifting priority or reliance on established solutions in this area.
Patent Trend by Technology Area
Yearly patent publications since 2023
Product themes
Product-level themes inferred from filings since 2023, with category chips showing where each theme appears. Select a theme to filter the patents below.
90 US filings (since 2023) · 12 categories · 12 themes
Systems and methods for authenticating users, devices, or applications, authorizing their access to resources based on policies, and managing digital identities across various platforms.
Systems and methods for encrypting data at a fine-grained level (e.g., per data unit or based on sensitivity) and controlling access to it, often involving delegated authorization, contextual policies, or secure data sharing.
Mechanisms to facilitate the secure exchange of data between different entities or systems while enforcing usage policies, managing digital content rights, and ensuring data consistency during replication or transfer.
Systems designed to streamline and automate various commercial transactions, including mobile-enhanced processes, secure online checkouts, customer service interactions, and privilege issuance, often leveraging digital authentication.
Systems and methods for identifying and blocking unauthorized access, malicious activities, or abnormal behavior within a network by analyzing traffic, system logs, or behavioral patterns.
User interface designs and systems that enable multiple users to interact with shared content, provide feedback, or coordinate activities, often across different devices or locations.
Methods and systems for identifying, extracting, and structuring specific entities, relationships, or insights from text-based documents, often involving techniques like named entity recognition, relation extraction, or summarization.
Methods and systems for integrating, transforming, and managing complex or domain-specific data from disparate sources into a unified structure, often for specific applications like social networks, genomics, or business forms.
Systems and methods for automating multi-step tasks, business processes, or service interactions, often involving AI agents, programmable interfaces, or formal orchestration languages to streamline operations.
Methods and frameworks for systematically verifying the correctness, performance, and security of software systems, including infrastructure as code, virtual workloads, APIs, and identifying potential vulnerabilities or inconsistencies.
Systems that use user data, preferences, and machine learning to generate tailored advice, product recommendations, goal-setting plans, or contextual information for individuals across different domains.
Systems that process data to provide personalized recommendations, predict events, or automate decision-making processes based on learned patterns, user behavior, or environmental factors.
Patents
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