Company patents

Synchrony Bank

Synchrony Bank's patent strategy is heavily concentrated in Business Methods & Fintech, which accounts for 70.1% of its portfolio and saw a significant 50.0% growth in 2025, indicating a strong and sustained focus on core financial innovation. While there was a notable 400.0% surge in Computer Vision patents in 2024, this appears to be a shifting priority given the 100.0% decline so far in 2026, suggesting an exploration of emerging technologies that may not have been fully integrated into their long-term strategy.

Patent Trend by Technology Area

Yearly patent publications since 2023

Product themes

Product-level themes inferred from filings since 2023, with category chips showing where each theme appears. Select a theme to filter the patents below.

177 US filings (since 2023) · 12 categories · 18 themes

Automated Transaction Systems

Systems designed to streamline and automate various commercial transactions, including mobile-enhanced processes, secure online checkouts, customer service interactions, and privilege issuance, often leveraging digital authentication.

Business Methods & Fintech
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72since 2023
+64.7%YoY
Granular Data Encryption & Access Controlfiltered

Systems and methods for encrypting data at a fine-grained level (e.g., per data unit or based on sensitivity) and controlling access to it, often involving delegated authorization, contextual policies, or secure data sharing.

Cryptographic Mechanisms
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29since 2023
+37.5%YoY
Access Control & Identity Management

Systems and methods for authenticating users, devices, or applications, authorizing their access to resources based on policies, and managing digital identities across various platforms.

Web & Cloud Service ProtocolsNetwork Security & Access Control
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22since 2023
+16.7%YoY
Compliance & Transaction Validation

Systems and methods designed to ensure adherence to regulatory rules, corporate policies, or contractual agreements, often involving automated validation of electronic transactions, smart contract enforcement, or API governance.

Operating Systems & Program Control
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11since 2023
+33.3%YoY
Specialized Data Integration

Methods and systems for integrating, transforming, and managing complex or domain-specific data from disparate sources into a unified structure, often for specific applications like social networks, genomics, or business forms.

Databases & Information Retrieval
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10since 2023
-66.7%YoY
Personalized Recommendations

Systems that use user data, preferences, and machine learning to generate tailored advice, product recommendations, goal-setting plans, or contextual information for individuals across different domains.

Business Methods & Fintech
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9since 2023
+200.0%YoY
ML-driven Decision Support

Application of machine learning models to process complex data and generate actionable insights, predictions, or classifications that inform or automate decision-making processes in various domains like healthcare, business, or industrial control.

Pattern Recognition & ML Models
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8since 2023
-50.0%YoY
Automated Network Provisioning

Systems and methods for automatically deploying, configuring, and updating network devices and services, including software updates, client onboarding, and topology management across various network types.

Network Management & Monitoring
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5since 2023
+200.0%YoY
Digital Asset Management

Technologies for securing, managing, and transacting with virtual currencies, non-fungible tokens (NFTs), and other blockchain-based digital assets, including hardware wallets and tokenization schemes for various purposes.

Business Methods & Fintech
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4since 2023
+100.0%YoY
Distributed Cloud/Edge Processing

Techniques for distributing computational tasks, data storage, and service logic across cloud data centers, edge devices, and user equipment to improve performance, resilience, or resource utilization. This includes architectures for split rendering, decentralized ledgers, and microservices.

Web & Cloud Service Protocols
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3since 2023
new
System Resource & Power Optimization

Methods and systems for efficiently allocating computing resources, balancing workloads, and managing power states to improve performance, reduce energy consumption, or enhance reliability in computing platforms.

Operating Systems & Program Control
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3since 2023
new
Workflow Automation & Orchestration

Systems and methods for automating multi-step tasks, business processes, or service interactions, often involving AI agents, programmable interfaces, or formal orchestration languages to streamline operations.

Operating Systems & Program Control
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3since 2023
+100.0%YoY
AI Information Synthesis

Systems and methods utilizing artificial intelligence, particularly large language models and neural networks, to extract, summarize, generate, or categorize information from unstructured or semi-structured data sources.

Databases & Information Retrieval
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2since 2023
new
AI for Medical Diagnostics

Utilizing machine learning, particularly deep learning, to analyze medical data such as images, sensor readings, or physiological signals for disease prediction, diagnosis, or treatment assessment.

Machine Learning & AI
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2since 2023
+100.0%YoY
Smart Medication Management

Systems that integrate digital technology, sensors, or connectivity to monitor, track, or automate aspects of medication administration, often providing data feedback, personalized recommendations, or secure logging.

Healthcare Informatics
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2since 2023
new
Personalized Digital Therapeutics

Digital platforms and systems that deliver tailored therapeutic interventions, guidance, or recommendations to patients based on their individual health data, biometric feedback, and computational models (e.g., AI/ML, physiological simulations).

Healthcare Informatics
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1since 2023
new
Secure Key Management & Rotation

Methods and systems for generating, distributing, updating, rotating, and securely destroying cryptographic keys to maintain data confidentiality and integrity over time, including quantum key distribution.

Cryptographic Mechanisms
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1since 2023
n/a
Real-time Anomaly Detection

Methods and systems that identify unusual or suspicious patterns in data streams, often leveraging machine learning models trained on normal behavior, to detect threats, faults, or significant events as they occur.

Pattern Recognition & ML Models
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1since 2023
n/a

Patents

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