Company patents

Affirm, Inc.

Affirm, Inc.'s patent strategy is heavily concentrated in "Business Methods & Fintech," which accounts for 88.5% of its portfolio, yet this core area has seen a significant decline in new patent filings, with a -50.0% YoY drop in 2025 and a further -60.0% so far in 2026, suggesting a shifting priority away from aggressive expansion in its foundational technology.

Patent Trend by Technology Area

Yearly patent publications since 2023

Product themes

Product-level themes inferred from filings since 2023, with category chips showing where each theme appears. Select a theme to filter the patents below.

61 US filings (since 2023) · 7 categories · 5 themes

Automated Transaction Systems

Systems designed to streamline and automate various commercial transactions, including mobile-enhanced processes, secure online checkouts, customer service interactions, and privilege issuance, often leveraging digital authentication.

Business Methods & Fintech
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47since 2023
-47.1%YoY
Access Control & Identity Managementfiltered

Systems and methods for authenticating users, devices, or applications, authorizing their access to resources based on policies, and managing digital identities across various platforms.

Computer SecurityNetwork Security & Access ControlWeb & Cloud Service Protocols
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8since 2023
-75.0%YoY
Personalized Recommendations

Systems that use user data, preferences, and machine learning to generate tailored advice, product recommendations, goal-setting plans, or contextual information for individuals across different domains.

Business Methods & Fintech
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4since 2023
n/a
Digital Asset Management

Technologies for securing, managing, and transacting with virtual currencies, non-fungible tokens (NFTs), and other blockchain-based digital assets, including hardware wallets and tokenization schemes for various purposes.

Business Methods & Fintech
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2since 2023
n/a
AI Information Synthesis

Systems and methods utilizing artificial intelligence, particularly large language models and neural networks, to extract, summarize, generate, or categorize information from unstructured or semi-structured data sources.

Databases & Information Retrieval
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1since 2023
n/a

Patents

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